欧盟本周通过决议，欲立法管制加密资产流通

发布时间: 2021-07-22

       欧盟执行委员会的多位成员本周二提议，应加强加密资产转移的管控。他们提出，转移比特币或其他加密资产的公司必须收集发送者和接收者的详细信息，以帮助当局打击洗钱等非法活动。这将是金融行业反洗钱方面的又一新举措。

       欧盟执行委员会此次提出的法律将通过所谓“旅行规则”对适用于此规定的加密货币交易进行规范化追踪，以便追踪交易和进行必要的追责。

       旅行规则原自政府监督机构金融行动特别工作组（FATF）的建议，且已经在电汇业务中得到了广泛应用。

       委员会在一份声明中说：“今天的修正案将确保如比特币这类加密资产的转移是完全可追溯的，这可以有效检测他们是否被用于洗钱或资助恐怖主义等非法目的。”

       该规定要求为客户处理加密资产的公司必须包括客户的姓名、地址、出生日期和账户号码，以及加密资产接收人的姓名。

       收件人的服务提供商也必须确保提供收件人相关的身份信息，不得提供匿名的加密资产钱包，就像欧盟反洗钱规则中已经禁止的匿名银行账户一样。

       欧盟委员会表示，这些建议的目的是在应对洗钱等非法活动和遵守国际标准之间找到正确的平衡，同时不给加密资产行业造成过度的监管负担。事实上，委员会成员们认为，这些建议将有助于欧盟加密资产行业的发展，因为产业将受益于整个欧盟的最新、统一的法律框架。欧盟国家和各国议会对这些政策有最终决定权，这意味着它们可能需要两年时间才能真正成为明文法律。

Companies that transfer bitcoin or other cryptoassets must collect details of senders and recipients to help authorities crack down on dirty money, EU policymakers proposed on Tuesday in the latest efforts to tighten regulation of the sector.

The law proposed by the European Commission, the EU executive, would apply what is known as the travel rule to crypto transactions to make them traceable.

The rule, which is one of the recommendations of the inter-governmental watchdog, the Financial Action Task Force (FATF), already applies to wire transfers.

“Today’s amendments will ensure full traceability of crypto-asset transfers, such as bitcoin, and will allow for prevention and detection of their possible use for money laundering or terrorism financing,” the Commission said in a statement.

A company handling cryptoassets for a customer must include the customer’s name, address, date of birth and account number, and the name of the person who will receive the cryptoassets.

The recipient’s service provider must also check if any of the required information is missing. Providing anonymous crypto-asset wallets will also be prohibited, just as anonymous bank accounts are already banned under EU anti-money laundering rules.

“These proposals have been designed to find the right balance between addressing these threats and complying with international standards while not creating excessive regulatory burden on the industry,” the European Commission said.

“On the contrary, these proposals will help the EU crypto-asset industry develop, as it will benefit from an updated, harmonised legal framework across the EU.” EU states and the European Parliament have the final say on the proposals, meaning it could take two years for them to become law.

本文转载自：Reuters www.reuters.com

原文作者：Huw Jones

原文地址：https://www.reuters.com/technology/eu-tighten-rules-cryptoasset-transfers-2021-07-20/

作者: Huw Jones